Zambia is considered to be a developing nation. The developmental stage of a nation is determined by a number of factors including, but not limited to, economic prosperity, life expectancy, income equality, and quality of life. As a developing nation, Zambia may not be able to offer consistent social services to its citizens. These social services may include things like public education, reliable healthcare, and law enforcement. Citizens of developing nations may have lower life expectancies than citizens of developed nations. Each year, Zambia exports around $8.55 billion and imports roughly $8.22 billion. 7.8% of population in the country are unemployed. The total number of unemployed people in Zambia is 1,373,516. In Zambia, 60.5% of the population lives below the poverty line. The percentage of citizens living below the poverty line in Zambia is very high when compared with other nations. This situation is indicative of a variety of alarming economic and political factors. It is not advisable to make any investments in countries with this level of poverty. Government expenditure on education is 1.3% of GDP. The Gini Index of the country is 57.5. Zambia is experiencing inequality. The gap between the richest and poorest citizens in this country is significant and obvious, resulting in a drastically different standard of living for rich and poor citizens. Zambia has a Human Development Index (HDI) of 0.561. Zambia has an upper medium HDI score. This indicates that the majority of citizens will be able to attain a desirable life, though some citizens will not be able to achieve high living standards. The Global Peace Index (GPI) for Zambia is 1.846. Due to strong law enforcement presence and high social responsibility, Zambia is very safe by international standards. The strength of legal rights index for Zambia is 7. Overall, it is considered to be rather adequate - bancrupcy and collateral laws are able to protect the rights of borrowers and lenders at least decently; credit information is msotly sufficient and generally available.

Currency
The currency of Zambia is Zambian kwacha. The plural form of the word Zambian kwacha is kwachas. The symbol used for this currency is ZK, and it is abbreviated as ZMW. The Zambian kwacha is divided into Ngwee; there are 100 in one kwacha.

Credit rating
The depth of credit information index for Zambia is 8, which means that information is mostly sufficient and quite detailed; accessibility is not a problem. According to the S&P credit-rating agency, Zambia has a credit rating score of B+, and the prospects of this rating are stable. According to the Fitch credit-rating agency, Zambia has a credit rating score of B+, and the prospects of this rating are stable.

Central bank
In Zambia, the institution that manages the state's currency, money supply, and interest rates is called Bank of Zambia. The average deposit interest rate offered by local banks in Zambia is 7.9%.

Public debt
Zambia has a government debt of 31.2% of the country's Gross Domestic Product (GDP), as assessed in 2012.

Tax information
The corporate tax in Zambia is set at 35%. Personal income tax ranges from 10% to 30%, depending on your specific situation and income level. VAT in Zambia is 17.5%.